Welcome to Charlotte Metro
a community credit union
What does that mean? If you live, work, worship, or attend school in Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Rowan, or Union Counties in North Carolina or York, Lancaster, or Chester Counties in South Carolina, you can open an account. No, you don’t have to work for a specific company or have a certain job to qualify.



what’s the difference?
Higher Customer Satisfaction
Better Rates, Lower Fees
Nonprofit Organization
credit union vs. bank
Credit unions are not-for-profit organizations that exist to serve their customers, not maximize corporate profits. Like banks, we accept deposits and make loans. Best part? Fees and loan rates are generally lower, interest rates returned are generally higher, and we return surplus income to our customers in the form of dividends.

