Welcome to Charlotte Metro
a community credit union

What does that mean? If you live, work, worship, or attend school in Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Rowan, or Union Counties in North Carolina or York, Lancaster, or Chester Counties in South Carolina, you can open an account. No, you don’t have to work for a specific company or have a certain job to qualify.

Charlotte Metro Credit Union Tree Logo

Central Branch

Established 1962

what’s the difference?

Higher Customer Satisfaction

 Better Rates, Lower Fees

 Nonprofit Organization

credit union vs. bank

Credit unions are not-for-profit organizations that exist to serve their customers, not maximize corporate profits. Like banks, we accept deposits and make loans. Best part? Fees and loan rates are generally lower, interest rates returned are generally higher, and we return surplus income to our customers in the form of dividends.

titleRates

New & Used as low as
3.15% APR

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Best Possible Loan &
Interest Rates

Mortgages as low as
3.485% APR

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*Annual Percentage Rate (APR)

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