Skip to main content
New Auto Loans

Drive Off with a Great, Low Auto Loan Rate

Apply Now Auto Buying Guide

The Plan

here's how to apply for your new auto loan

Finding an auto loan can feel overwhelming - but it doesn't have to. At Charlotte Metro, we made the auto buying process simple! Follow the steps below to start your application today.

Car Buying
ALL ABOUT AUTO LOANS

what you should know before applying for an auto loan

do i need to get pre-approved?

do auto loans help you build credit?

should i consider a down payment?

what other costs should i be prepared for?

can i buy from a private seller?

can i have 2 auto loans?

pick your term

new auto loan rates as low as:

auto loan add-ons

protecting your ride

When you apply for your Charlotte Metro vehicle loan, you have the option to add on these additional benefits to keep you and your ride protected.

let's chat

your auto loan questions... answered

If you have a specific auto loan question or are simply looking for advice on where to start in the process – our team of lending specialists is here to help! 

Please DO NOT include your account number or social security number. We’ll respond to your message on or before the next business day.

your auto loan questions... answered

If you have a specific auto loan question or are simply looking for advice on where to start in the process – our team of lending specialists is here to help! 

Please DO NOT include your account number or social security number. We’ll respond to your message on or before the next business day.

learning & guidance

resources to help with your auto loan

ok, so here's the fine print:

Get-Started-Circle
checklist

what you'll need to apply for your auto loan

proof of identity & residence

proof of income

proof of insurance

vehicle info

trade-in documentation

Let's Get Started

applying for your new or used auto loan