well hello there

& Welcome! Let’s Open Your Account…

What You’ll Need Handy

your checklist

We need to make sure you are who you say you are. Safeguarding your personal information is our top priority. Here’s what you’ll need to open an account:

Proof of Identity (current driver’s license or state-issued ID)
Social Security Number
A minimum opening balance of $5
The routing number and account number of a valid checking account OR a valid debit or credit card

Get Started

A Quick How-To

a high-level look at opening an account or applying for a loan

choose your path...

Are you new here or already a member?

take your pick

Select your account or loan type.

enter your info

Complete the easy-to-use application.

Eligibility

“but i can’t join a credit union”

Are you sure? There’s a good chance you either live in an area or work for an employer that qualifies you for a Charlotte Metro membership. If not – no worries! You’re eligible to join via our partner association – the Carolinas Credit Union Foundation at no cost or obligation to you. We’ll determine your eligibility based on the following 4 options:

You have an immediate family member who already has a Charlotte Metro account
Where you live
Who you work for, or
If you’re eligible to join our partner association, the Carolinas Credit Union Foundation

Then, we’ll send you a quick notification – by email or mailed letter – on how you qualified for membership (keep an eye out for it within 2 business days).

Word on the Street

“Everyone is just amazing... very friendly and took care of all the details. They did a great job and went above and beyond to really take care of my needs!”

Karen L.

“I was able to start a checking and savings account and the process was done in a very professional manner. Quick and easy!”

Tina W.

“A friend of mine recommended me to Charlotte Metro and so far, I have loved it! The customer service is very helpful.”

Caroline K.

“I absolutely love you all and I appreciate you from my heart.”

Eric D.

0k+

members

branch locations

$0B+

in assets

start here

& Welcome! Let’s Open Your Account…

your checklist

a high-level look at opening an account or applying for a loan

choose your path...

take your pick

enter your info

“but i can’t join a credit union”

“Everyone is just amazing... very friendly and took care of all the details. They did a great job and went above and beyond to really take care of my needs!”

“I was able to start a checking and savings account and the process was done in a very professional manner. Quick and easy!”

“A friend of mine recommended me to Charlotte Metro and so far, I have loved it! The customer service is very helpful.”

“I absolutely love you all and I appreciate you from my heart.”

ready to open or apply?

i’m new here

i’m a member

apply in online banking

opening a checking account?

applying for a home loan?