Excess Share Insurance Corporation (ESI)
over $250,000? we’ve got you covered.
In addition to the $250,000 coverage provided by NCUA, Charlotte Metro members with higher deposits have an additional $250,000 deposit insurance through Excess Share Insurance Corporation (ESI) - the nation’s largest provider of deposit insurance for credit union consumers with balances in excess of the basic $250,000 NCUA provided insurance. This means your deposits are insured up to $500,000! Learn more about ESI.