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We work hard to provide you with the best rates possible - but we also give an extra rate bump as a bonus thank you for being you. To learn more about these programs, stop by a branch or contact us!
You may be eligible to receive a .25% APR1 rate reduction2 on a new auto or fixed-rate personal loan!
As an extra special thank you, active duty, military veterans, and first responders enjoy a .35% APR1 rate reduction2 on new auto loans, HELOCs, personal loans, and lines of credit.
Spread the word and get rewarded! Earn up to $753 per referral when you tell your friends, family, coworkers, neighbors... you get it... about your positive experience with Charlotte Metro today.
Members save up to $15 on TurboTax, helping you get your biggest possible refund. Need help? Real experts are standing by —and can even do your taxes for you, start to finish.
As a Charlotte Metro member first-time filers receive $25 off their expert tax prep, and returning customers get the Tax Identity Shield® add-on. H&R Block will always get your biggest possible refund, guaranteed.
See how much you could save with the TruStage Auto & Home Insurance Program. Licensed insurance experts are ready to confirm if your event qualifies, check your eligibility, and help you compare and buy coverage.
Members get a free home security camera plus 2 free months of 24/7 professional monitoring ($150 value) with the purchase of a new SimpliSafe security system.
Looking for fun for the whole family? You can purchase discounted Carowinds tickets! Just use this username and password, and enjoy your trip! Username: CCUL, Password: CCUL
Headed to a concert at the Charlotte Metro Credit Union Amphitheatre? Flash your Charlotte Metro credit or debit card to skip the long lines and jump straight to the Fast Lane!
At Charlotte Metro, we understand how important your cell phone is to you, which is why we offer 2 easy ways to protect it!
Repair or replace your damaged or lost cell phone with your Simply Elite Checking account or your Charlotte Metro Visa Platinum, Platinum Rewards, or Platinum Secured credit card.
Pay your phone bill4 with your Simply Elite checking account and your cell phone is protected! Repair or replace your device with coverage up to $300 per claim with a maximum of 2 claims per 12-month period.
Need to file a claim? Contact the Benefits Service Center at 866.210.0361 Monday – Friday, 8:30 am – 5:00 pm EST within 60 days of your loss / damage.
To be able to utilize this coverage, simply pay your monthly cell phone bill with your Charlotte Metro Visa Platinum, Platinum Rewards, or Platinum Secured credit card. Coverage includes up to $250 per claim for a maximum of $500 per 12-month period.
To file a claim, call 866.894.8569 within 60 days of your loss / damage. For full details, refer to the Guide of Benefits.
1APR = Annual Percentage Rate
2Rates are subject to change without notice. APR may vary depending on a review of your credit score and other underwriting factors. Standard underwriting terms and conditions apply.
3To qualify, the referrer must be a CMCU member in good standing according to the following: 1) No negative shares 30 days or longer, 2) No more than 10 days delinquent on any loan, 3) No unpaid charge-offs, 4) Not currently in bankruptcy. A total of $75 can be paid for any referral who becomes a member of CMCU and meets the required product activity. There is no limit on the number of referral bonuses that can be paid to a member. Activity must be performed within 60 days of membership and payouts will occur at end of 60 days. New member constitutes no membership with CMCU within the past 90 days. Incentives may be reportable to the IRS for 1099 purposes.
4Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage.
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